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Author Topic: How to Stay Out of Debt
Posts: 294
Post How to Stay Out of Debt
on: April 9, 2011, 20:19

Credit cards can pile up debt quickly. Paying finance charges is not much fun either. There are ways to avoid heavy debt. There are ways to avoid finance charges too.

Posts: 61
Post Re: How to Stay Out of Debt
on: April 9, 2011, 20:24

Don't spend money that's not yours. :D

Posts: 6
Post Re: How to Stay Out of Debt
on: April 10, 2011, 07:52

LOL. The biggest thing for us was creating a zero based budget. Its not set in stone but you have to spend every dollar on paper for the month before you ever start the month.

Then we pull cash out and when the money for that category is gone, its gone. That's made all the difference in the world for us. That and having an emergency fund. Having money set aside for just in case has kept the budget on track, rather than scrambling and derailing our finances. It protects the budget and its been a real hide saver for us a few times.

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3 Responses to Forum

  1. I read some folks hatched Trader Jo’s Fertile eggs!
    I saw some fertile brown chicken eggs at Uwajimaya yesterday for $4.99/dz.
    Very tempted.
    All of my last batch of Costco’s Organic eggs were also fertile.
    Some of the Egglands Best also that way. Hmmmm
    Maybe it is a Spring thing??? Fertile eggs everywhere except for in my duck’s nest.
    She went broody over 2 blue easter eggs…hahaha
    But that would be an inexpensive way to hatch some eggs.

  2. mikeh88 says:

    i got 6 buff orps and 5 production reds…

  3. Mrsfoote says:

    I have :
    3 Blue Laced Red wyandotte chicks
    1 silver laced wyandotte hen
    1 colombian wyandotte
    1 welsummer hen
    1 blue giant cochin hen (SQ)

    1 black silkie roo
    1 buff laced polish

    4 show girls
    7 silkies
    3 Olive Eggers
    1 dark brahma
    1 dark brahma bantam (roo)
    1 cuckoo maran
    1 Lav Oprington